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Save Money On Clothing

This post may contain affilate links. Meaning if you make a purchase through one of the links on this page I may earn a comission at no extra cost to you.

Clothing is something we all need, some more than others. However, spending thousands of your hard-earned money on clothing just seems ridiculous to me.

By creating yourself a clothing budget as a first step you will b well on your way to kick bad spending habits to the curb.

With the average American household spending rough $1,800 a year on clothing, there is no better time than now to be more determined than ever to save more money on clothing.


Buy During The Off-Season

Go ahead, hit the sales racks up. Sure it may be summer now, but winter roles around every year, meaning summertime is the perfect time to hit up sales racks and buy that winter coat you need for the following winter. Always think a season or two ahead. It will save you CASH.

Like a lot of cash…

There is a great chance that you will be able to pick up an expensive coat at 60% or more of what the coat would be during peak season for the coat. So take offseason as an opportunity to stock right up.


It is well known that many retailers mark off-season items at up to 95% off which makes buying clothes on a budget possible.

Skip Expensive Workout Clothing Altogether

I know it’s the biggest trend right now to buy and wear only the trendiest work out clothing. But really $100+ for workout pants? Is that not ridiculous to you?

Honestly speaking I have bought such pants myself, and they are amazing, comfortable, and cute. Yet, I have also purchased work out pants at a fraction of the cost and they were also comfortable and cute. So watch out at your local department stores for some amazing deals.

Use Rakuten (Ebates) Whenever Possible

If you have ever read my blog before then you know I am truly in love with the discounts and cashback I receive from Rakuten. I love receiving my cashback for items I have already purchased or been going to purchase anyway. Getting cashback is as easy as signing up with Rakuten.

You can increase the amount you save on clothing very easily and painlessly. On Rakuten, you have the ability to shop many different stores online and get up to 20% back of everything you spend? Sound Like a deal to you?

When you sign up here through my link you will receive a FREE $10 gift card of your choice, after making your first $25 purchase through Rakuten. Your savings will just keep increasing!

Shop During The Big Back To School Sale

Who doesn’t love a good sale?

And back to school sales are one of the best during the year. Whether you homeschool your kids or they go to school it is always a good idea to purchase kids clothing during the sale.

If you also want to be really on top of things you could buy a few extra items for the mid-school year when you would usually spend a few additional dollars on kids clothing. This way you get them on a crazy sale and only have to go shopping once.

Purchase Clothing You Can Wear Year-Round

The usual cycle is people go to the store to purchase clothes they need immediately for the current season. My recommendation to you is don’t do it. Avoid it at all costs, because you will end up paying sky-high prices if you don’t.

Instead, your money will be better spent if you can purchase items you can wear all year round.

For example:

Try not to buy your kids long-sleeved t-shirt, and instead buy short sleeve shirts and sweaters. Both of those pieces can be worn year-round depending on the time of day and where you live.

Another example:

Say you purchase a short dress for yourself, this option allows you to pair it with leggings, a cardigan, and boots so it is wearable all year long. Whereas, if you purchased a long dress for summer you wouldn’t be able to have it work seamlessly for fall by adding leggings.

So when your shopping try to only buy strategic pieces to add to your wardrobe.

Don’t Love It? Then You Better Leave It

I’ve been there, and no doubt you have been too. You’re in a clothing store and your debating inside whether or not you should buy a certain piece of clothing. Ask yourself…

Does it fit great?

Will I grow into it?

Will I lose weight to fit it?

If you are wondering these questions, it is a sure sign you should not purchase it, because the likelihood of you actually wearing the piece of clothing really working for you is slim to none.

Now you’re wondering what if I found the item on the sales rack? The answer is the same. Don’t do it. Just cause it is on sale it does not mean it qualifies as a reason to add clutter to your house, and you’ll regret it at some point in time.

Accept Hand Me Downs

Have a friend or family member that is a few sizes bigger than your child, and ask if you could get their hand me downs. Even if you have to pay a fraction of the cost for them. Children grow out of the clothing so fast that often times it is still in perfect or pretty good shape.

Chances are they will be more than willing to pass down their kids hand me downs, after all, it is getting rid of clutter for them. It is a good idea to go through your children’s clothing each season to get rid of the clothing they no longer fit into as well, and get rid of extra clutter in your home.

So make sure you also pack up your kid’s clothes and hand them down to other families that need to save money.

Sell The Clothes You Don’t Wear Any More

So I’ve had this bin sitting in my parent’s house since before I was married (1 ½ years ago). This weekend I took those clothes to a garage sale and I made almost $200 from a bin of clothing I would have never worn again.

I suggest you take a day one weekend and go through your clothes at the end of every season, this way you can declutter, and get rid of items you aren’t using.

Don’t save clothing you only “think” you “may” wear again. Only keep the pieces you are sure you will make use of in the future. So don’t do what I did and sell your clothing while they are still fashionable. And you’ll walk away with a few extra dollars.

Try A Clothing Swap

Why not host a clothing exchange for your friends, family, and coworkers? Clothing swap parties are a great way to get your friends together and get rid of clothing you no longer wear and gain a few new items of clothing at no cost. When you’re hosting a clothing swap the more the merrier could not be more true.

It is always fun to see what people have in their closets, maybe a dress you never wear will become one of your friend’s new favorites!

Shop Online

I LOVE shopping online and I have been an active online shopper since I got my first credit card at 18 (4 years ago).

From my personal experience shopping online, and my many many checkouts, I have learned that I save a whack of money shopping online because I am not tempted to buy items I don’t actually need like I would have if I had shopped in-store.

When you shop online you are also able to take more time to find coupons, search out deals, and do price comparisons that can save you money. I also find signing up for email lists is beneficial because I will be notified of upcoming sales.

WARNING: If you decide to go on an email list make sure you are strong enough to say no to deals if you don’t actually need the items on sale.

Email lists are also great because retailers may even send you coupon codes you can use towards your online purchases.

Check Out Local Garage Sales

Spend a Saturday with your family checking out local garage sales. You will be surprised at what you will find for sure. From clothing to furniture and gardening tools, they are all items you will save money buying second hand.

So take advantage of a nice summer day and spend some time with your family going to a couple of garage sales. You may even find some new treasures.

For example this past weekend I sold a regular priced pair of jeans of $175 for only $25, so I am confident you will find some similar deals for sure.

Buy Neutrals

I agree with you, it is fun to have a couple of statement pieces to wear every now and then. However, they should not make up a large part of your wardrobe. It is also helpful to know that you can have statement pieces that don’t scream “look at me”.

So consider purchasing some items in neutral colors so you can wear them year-long as opposed to just a couple of months. So keep your eyes peeled for classic neutrals styles that are timeless and that can be worn for years down the road.

I recommend purchasing colors that work together instead of against each other, this way you can dress your pieces up or down with classic accessories such as a necklace, scarf, or earrings. The goals are you should be able to wear the same piece of clothing in multiple different ways.

Buy Versatile Items

Ever noticed that some of the best outfits are achieved through layering versatile and strategic pieces. For example, a cute yet basic tank top can be worn under a variety of items creating many different looks from one piece.

Say a tank top under a flowy shirt that you can use to dress up or down. You can do this by either adding a jean jacket and some sneakers, or a cardigan and some heels. A simple nice can really go miles.

Another tip to consider is you should always stick with colors that don’t stand out or clash with other items so it is an option to wear with multiple pieces.

Use A Rewards Credit Card

There are many credit cards out there that offer you points and/or cashback rewards that you can use to redeem for free clothing. However, if you use credit cards you should be sure that you are always paying them off at the end of the month so you don’t start racking up big interest charges.

Remember any high-interest rates you pay on reward credit cards will completely offset your rewards making them no longer worthwhile, so be careful.

Only enter the credit card game with severe caution.

When used properly a credit card can because a very valuable asset to help you get FREE clothing.

Buy Quality

I have clothing that I still wear from when I was in highschool…like 6 years ago. This is possible because it is a basic item, and can be worn time and time again.

I try my very best to not purchases the latest trends because I know they will be outdated by the next season. Think timeless, not trendy. Classic items never go out of style and are worth investing in because it will save you money in the long run.

So don’t shy away from splurging on a quality piece of clothing. Remember not all clothing brands are created equal. A perfect example of an item worth spending a little more of your mulahh on is jeans. When you spend more on jeans they will last you longer, I know this from personal experience.


There you have it all my best money-saving tips to help you save big time on clothing instead of having clothing bust your budget. Truth be told my major shopping years are behind me so I don’t spend much on them anymore. I focus on high-quality classic pieces that will be timeless for years to come.

Don’t forget to share this with your friends so they can also start saving money on their clothing budget!

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